星期二, 九月 16, 2008

开了PUBLIC BANK 的PB SHARELINK ACCOUNT

对面的Public Bank (Bayan Baru Branch)才有了Share Investment的PB SHARELINK服务没几天,就被OFFICER拉去参观,盛情难却下开了个account.想想其实够笨的,要三十令吉手续费,在这样的市场,我都有了hwangdbs( minimun charge RM28),OSK,ECMLIBRA,还有开了没用的CIMB,还开什麽account?

为何还开?为了方便,还是为了
1)Share transfer in MCD fee of RM10 WAIVED if per counter shares value is more than RM3K (其实多此一举,没开account 不就不用transfer了?)

2)Interest earned on the credit balance in your PB Sharelink a/c is based on ACE a/c rate( interest is calculated daily,credited monthly)(这个好,我不用忙进忙出的转钱)

3)Contra gain/loss will be credit/debit into your PBSharelink account on T+3(当然,钱来去要快才有效率)

4)Internet trading brokerage's charges
*0.42 with minimun of RM 12(transaction of RM 100k and below per counter per day)
*0.21 with minimun of RM12(transaction of RM 100k and above per counter per day)
*0.15 with minimun of RM 12(intraday trade)
-----(RM12,还可以更便宜吗?)

5)Open account under Public Nominees Tempatan
*Act on customer's behalf for right issue(这很方便,不用自己买bankdraft,寄信等)

6) Dividents will be credited into customer's account with minimal service charge imposed by Public Nominees and registrar of company(bank in利息要收钱,不好不好。)

7) No short selling is allow.(我也不敢short)

8)Free access to Public Bank website to view share prices & research report( From S&P,那也没甚特别)

9)Opening account fee is RM30(for life)(为何不是free?)

给了钱,还要跟我谈margin account(share margin interest = 5.00%p.a),我不用margin,怕怕怕,还是逃之夭夭!

6 条评论:

yy 说...

曾经想申请做REMISIER,却又觉得自己的性格不适合做SALES,所以虽然很喜欢股票,还是选择了自己买就好.

做REMISIER,为了QUATER,就不可以有碗话碗,有碟话碟了...

匿名 说...

Dr:
Where is the branch?
I thought there is only 1 branch of PB Share investment in Penang, which is near the PBBank main office (some where near Bishop street)?

Giap Seng

山芭佬 说...

哈!大夫!其实我真的蛮喜欢看你这样的写博文方式.特别是你那些在新闻后面的自己注解.很过瘾.

陈全兴 说...

yy:

我是“salesman"的贵客,常常买了无聊的东西,也许工作时常听病人讲话,一有机会做听众,就很容易心动,买东买西。所以最怕salesman.remiser不好做,收入不稳定,风险又大。

giap seng
在kampung jawa进工业区的BAYAN BARU BRANCH,才在12。9。2008开张营业。

Stenny:
谢谢支持。

匿名 说...

So, it is beside the PBB Bayan Baru branch? And your clinic is just opposite?

I can come and "lim teh" next time :-)

Nowadays, a lot of "lim teh" activities, even a reporter who does nothing wrong also was invited to "lim teh" under ISA.

Giap Seng

别用adver 说...

我在cari看到他的股息收费是RM5,有点多.

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